24.12.09
Free file hosting, try it.
Software file hosting
Authors of Shareware, Freeware and Open Source/Free software often use Free file hosting services to serve their software. The inherent problem with free downloads is the huge bandwidth cost. These hosts also offer additional services to the authors such as statistics or other marketing features.
Personal file storage services are aimed at private individuals, offering a sort of "network storage" for personal backup, File upload file access, or file distribution. Users can upload their files and share them publicly or keep them password-protected.
Prior to the advent of personal file storage services, off-site backup services were not typically affordable for individual and small office computer users.
Sometimes people prefer hosting their Upload files or File uploading a publicly accessible HTTP server. In this case, they generally choose paid hosting, and use their hosting for this purpose. Many free hosting providers do not allow the storage of files for non-website-related use.
Content providers who potentially encounter bandwidth congestion issues may use services specialized in distributing cached or static content. It is the case for companies with a major Internet presence.
25.6.09
Michael Jackson Died at UCLA Medical Center in Los Angeles
The circumstances of Jackson's death were not immediately clear. Jackson was not breathing when Los Angeles Fire Department paramedics responded to a call at his Los Angeles home about 12:30 p.m., Capt. Steve Ruda told the Los Angeles Times. The paramedics performed CPR and took him to the hospital, Ruda told the newspaper.
Jackson's death brought a tragic end to a long, bizarre, sometimes farcical decline from his peak in the 1980s, when he was popular music's premier all-around performer, a uniter of black and white music who shattered the race barrier on MTV, dominated the charts and dazzled even more on stage.
His 1982 album "Thriller" — which included the blockbuster hits "Beat It," "Billie Jean" and "Thriller" — is the best-selling album of all time, with an estimated 50 million copies sold worldwide.
The public first knew him in the late 1960s, when as a boy he was the precocious, spinning lead singer of the Jackson 5, the music group he formed with his four older brothers. Among their No. 1 hits were "I Want You Back," "ABC," and "I'll Be There."
He was perhaps the most exciting performer of his generation, known for his feverish, crotch-grabbing dance moves and his high-pitched voice punctuated with squeals and titters. His single sequined glove, tight, military-style jacket and aviator sunglasses were trademarks second only to his ever-changing, surgically altered appearance.
"For Michael to be taken away from us so suddenly at such a young age, I just don't have the words," said Quincy Jones, who produced "Thriller." "He was the consummate entertainer and his contributions and legacy will be felt upon the world forever. I've lost my little brother today, and part of my soul has gone with him."
Jackson ranked alongside Elvis Presley and the Beatles as the biggest pop sensations of all time. He united two of music's biggest names when he was briefly married to Presley's daughter, Lisa Marie, and Jackson's death immediately evoked that of Presley himself, who died at age 42 in 1977.
As years went by, Jackson became an increasingly freakish figure — a middle-aged man-child weirdly out of touch with grown-up life. His skin became lighter, his nose narrower, and he spoke in a breathy, girlish voice. He surrounded himself with children at his Neverland ranch, often wore a germ mask while traveling and kept a pet chimpanzee named Bubbles as one of his closest companions.
"It seemed to me that his internal essence was at war with the norms of the world. It's as if he was trying to defy gravity," said Michael Levine, a Hollywood publicist who represented Jackson in the early 1990s. He called Jackson a "disciple of P.T. Barnum" and said the star appeared fragile at the time but was "much more cunning and shrewd about the industry than anyone knew."
Jackson caused a furor in 2002 when he playfully dangled his infant son, Prince Michael II, over a hotel balcony in Berlin while a throng of fans watched from below.
In 2005, he was cleared of charges he molested a 13-year-old cancer survivor at Neverland in 2003. He had been accused of plying the boy with alcohol and groping him, and of engaging in strange and inappropriate behavior with other children.
The case followed years of rumors about Jackson and young boys. In a TV documentary, he had acknowledged sharing his bed with children, a practice he described as sweet and not at all sexual.
Despite the acquittal, the lurid allegations that came out in court took a fearsome toll on his career and image, and he fell into serious financial trouble.
Jackson was preparing for what was to be his greatest comeback: He was scheduled for an unprecedented 50 shows at a London arena, with the first set for July 13. He was in rehearsals in Los Angeles for the concert, an extravaganza that was to capture the classic Jackson magic: showstopping dance moves, elaborate staging and throbbing dance beats.
Singer Dionne Warwick said: "Michael was a friend and undoubtedly one of the world's greatest entertainers that I fortunately had the pleasure of working with. ... We have lost an icon in our industry."
Hundreds of people gathered outside the hospital as word of his death spread. The emergency entrance at the UCLA Medical Center, which is near Jackson's rented home, was roped off with police tape.
"Ladies and gentlemen, Michael Jackson has just died," a woman boarding a Manhattan bus called out, shortly after the news was announced. Immediately many riders reached for their cell phones.
So many people wanted to verify the early reports of Jackson's death that the computers running Google's news section interpreted the fusillade of "Michael Jackson" requests as an automated attack for about half an hour Thursday evening.
In New York's Times Square, a low groan went up in the crowd when a screen flashed that Jackson had died, and people began relaying the news to friends by cell phone.
"No joke. King of Pop is no more. Wow," Michael Harris, 36, of New York City, read from a text message a friend sent to his telephone. "It's like when Kennedy was assassinated. I will always remember being in Times Square when Michael Jackson died."
21.6.09
Roissy Paris- Résidence "Roissy Relais SPA"
Project :
In a world where mobility means efficiency and growth, the town of “Roissy-en-France” speeds her development by giving access to fast transportation : to Paris-Charles de-Gaulle international airport (5 min by car) ; to Paris city center ( 30 min by RER) ; to regionals, europeans and international cities.
“Roissy-en-France” has becomed one of the first exchange hubs in the world.
The city grows in a balanced way: Downtown is animated with shoppings and restaurants and many green spaces surround “Roissy Relais SPA” residence.
2 buisness areas (450 firms) are inclose proximity to the airport and highways.
After their arrivals, the travellers can settle quickly in their apartment and optimize their stay. They can easily access the buisness area ( Roissy-en-France, Charles de Gaulle, Villepinte, Le Bourget...) ; Paris the famous leisure park ( Asterix, Dysneyland Resort Paris ) or the highly visited areas in Paris.
The parks, sports trail, and cultural center “L’Orangerie” down from the residence “Roissy Relais SPA” offer all the advantages of a relaxing stay in a green and authentic village.
The residence has a classic prestigious architecture. It includes studios to 2 room apartments with parking.
Future residents will find furnished and equipped apartments, ready to lived in.
To make your stay more pleasurable, you will find personalized services, reception area, a cafeteria, breakfast service, laundry, housekeeping and brasserie at your disposal.
For your enjoyment, the residence cares for your well-being and relaxation with private swimming pool, jacuzzi, a “hammam” and fitness center.
This innovative concept combines a real SPA center (beauty care and massages), coaches and beauticiams ; and a restaurant space (juice bar ).
17.6.09
Credit Bailout - Issuers Slashing Card Balances
Mr. McClelland’scredit card company was calling yet again, wondering when it could expect the next installment on his delinquent account. He proposed paying half of his $5,486 balance and calling the matter even.
It’s a deal, the account representative immediately said, not even bothering to check with a supervisor.
As they confront unprecedented numbers of troubled customers, credit card companies are increasingly doing something they have historically scorned: settling delinquent accounts for substantially less than the amount owed.
The practice started last fall as the economy worsened. But in recent months, with unemployment topping 9 percent and more people having trouble paying their bills, experts say this approach has risen drastically.
They say many credit card issuers have revised internal guidelines to give front-line employees the power to cut deals with consumers. The workers do not even have to wait for customers to call and ask for a break.
“Now it’s the card company calling you and saying, ‘Let’s talk turkey,’ ” said David Robertson, publisher of the credit industry journal The Nilson Report.
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Only a few creditors are willing to confirm the practice. Bank of America and American Express say they decide on a case-by-case basis whether to accept less than the full balance. Other card companies refuse to discuss the subject, but their trade group, the American Bankers Association, acknowledges that settlements are becoming more common.
The shift comes as the financial services industry finds itself losing some of its legendary power. A credit card reform bill that makes it harder to raise rates on existing balances and prevents certain automatic fees flew through Congress and was signed by President Obama in late May.
Borrowers still have a crushing amount of debt to deal with, however.
Revolving credit, a close approximation of credit card debt, totaled $939.6 billion in March. The Federal Reserve reported that 6.5 percent of credit card debt was at least 30 days past due in the first quarter, the highest percentage since it began tracking the number in 1991. The amount being written off was also at peak levels.
After a balance has been delinquent for six months, regulations require the card company to reduce the value of the debt on its books to zero. If a borrower has not paid by this point, chances are he never will.
“The creditors would rather have a piece of something now instead of absolutely nothing down the road,” said Adam K. Levin, the founder of the consumer education Web site Credit.com.
Banks and credit card companies are discussing new programs that would, for the first time, allow credit counselors to invoke reductions of principal as a routine part of their strategy, said Jeffrey S. Tenenbaum, a lawyer for many counseling agencies. In the past, counselors could persuade card issuers to adjust interest rates and modify late fees, but the balance was untouchable.
An example of how quickly the card companies are shifting their approach is in the behavior of HSBC, a major issuer, toward Mr. McClelland.
He was paying fitfully on his card, which was canceled for delinquency. In April, HSBC offered him full settlement at 20 percent off. He declined. A few weeks later, it agreed to let him pay half.
Traditionally, the creditors could play tough with any accounts that became delinquent because the cardholders had assets. The creditors could sue or place a lien on a cardholder’s house.
As the recession grinds on, though, many cardholders have less to lose. Mr. McClelland, 42, is a renter. Since he is self-employed, he has no wages to garnish. But he did not want to feel like a deadbeat.
“Having this over and done with was appealing,” he said. He raised the agreed-upon $2,743 and sent it off electronically last week. He has spared himself the prospect of years of collection calls.
HSBC said it did not comment on individual cardholders and would not discuss its policy toward settlements. “Every customer situation is unique,” said a spokeswoman, Cindy Savio.
The card companies, perhaps understandably, do not want to promote the idea that settlements have become merely a matter of asking nicely. The creditors also point out that a delinquency, like a foreclosure, destroys a credit record.
And there can be a Catch-22: those with the fewest assets are the likeliest to receive a settlement offer, but they are also the least able to come up with the cash for that final negotiated payment. Some creditors, though, are helpfully letting people stretch this out over months.
Still, a line has been crossed, credit experts say.
“Even in the early stages of delinquency, settlements can be dramatic,” said Carmine Dorio, a longtime industry executive who ran collection departments for Citibank, Bank of America and Washington Mutual.
During the boom, nonpayers were treated more harshly because, paradoxically, their debt was more valuable. Collection agencies were eager to buy bundles of old debt from the card companies for as much as 15 cents on the dollar. In a healthy economy, even the hopelessly indebted can pay something.
In this recession, where collection agencies have little hope of collecting from the unemployed, that business model is suffering. Experts say 5 cents on the dollar is now the most a card company can hope to get for its past-due accounts.
Another factor undermining the card companies is the rise of debt settlement firms. These are profit-making companies that charge fees, nearly always in advance, to bargain with creditors on a consumer’s behalf.
Settlement companies are under fire from regulators, who say they promise much and deliver little. But their ubiquitous ads, which make a settlement seem not only easy but also a moral victory over shamelessly gouging card companies, have done much to spread the idea.
Although there are few independent statistics on the settlement industry, there is no doubt that some generous deals are being done.
Consider Bedros Alikcioglu, a gas station owner in Newport Beach, Calif. He owed $112,000 on four cards and was paying $3,000 a month in interest and late fees. “It was so hard to earn that money, and paying it to nowhere didn’t make sense anymore,” said Mr. Alikcioglu, 75.
He signed up with a debt settlement company named Hope Financial, which negotiated deals with his creditors to settle for about 35 percent of his balance. Hope Financial is charging Mr. Alikcioglu about 12 percent of his original debt.
“I did not want to leave the legacy of bankruptcy,” Mr. Alikcioglu said. “I am now at peace.”
by David Streitfeld
provided by
The New York Times
16.6.09
How to Make a Lightweight Steel Frame Roof on House
Mild steel type C, type Reng mild steel, aluminum foil, steel bolts.
How to create:
1. First , place in the first survey and the location of the house, drawing a new blueprint lightweight steel roof.
2. Next to the main framework of the mild steel with a type C steel bolts to concrete homes.
3. After that, the installation of the coated steel reng aluminum foil so that the framework utma form a perfect lightweight steel roof
4. Lightweight steel roof roof ready to be zinc or clay roof tiles.
Source: Tabloid Peluang Usaha
14.6.09
Disappear from terrestrial radio
MLB Radio and XM Radio
MLB also has its own subscription paid online, radio, and if the same thing happens on the radio as he did on television that they would certainly benefit from the situation. As experts in the communication field consider that satellite radio is still in its infancy, the trend of displacement of emissions of these games to a subscription paid environment will take the digital radio to the next level of development . Income from XM Radio and MLB Radio are split between the 30 MLB teams, but they are divided equally. This means that the MLB team of interest will be high and the economic and financial factors could speed up the process of making MLB games exclusive to satellite radio. The statistics we have today tell an interesting story: presently around 23% of XM subscribers have signed up to receive transmission of the MLB, so there is great potential for growth. Terrestrial radio can already begin to feel the danger of losing MLB broadcast on satellite radio as this revenue model is more attractive to teams in the MLB.
The implications of such a transfer
As with everything that happens in such a controversial subject, opinions are divided between experts and the general public. Some people are convinced that this whole movement is nothing more than a soap bubble. Baseball is mostly a TV favorite and although there is much interest in MLB radio broadcasts, most people do not feel the transfer of digital radio as a major change. Although radio is the first culture medium for baseball, television is king today, and they say that the transfer of terrestrial radio for satellite radio is not something that will have a significant impact. Other announcements that MLB would lose more than the public, it would be beneficial to the exclusive jurisdiction of the costs. "Since the introduction of terrestrial radio stations is more flexible, they also broadcast more games than broadcast TV. It The same people say that "the MLB does alienate a lot of local supporters if they took baseball to AM radio." For others, there is another comparison to make - the impact it would have on MLB and the impact it had on the NFL, where a similar process has already begun. The Sirius NFL broadcasts brought the company to new listeners, but the changes are not extreme and that the NFL is more popular than MLB, some expect the trend to follow in case MLBs so. Of course, there are voices that say this change would have a significant impact on the way baseball is perceived. Since watching a game on television can remove a few hours, many prefer to play the game on radio while they are something else. This is particularly true during the summer months, when many prefer to spend time in the garden or on the porch, not inside the room in front of a television set. Of course, comparisons between different types of sport in the United States may be made from many perspectives, but most will agree that baseball is a game that can be followed on the radio. For now, al the signs point to a transfer of terrestrial radio to satellite radio, but this change in May depending on the response of business and MLB receive from the public.
13.6.09
Satellite radio
Each of these companies offer different broadcasting systems, since the radio signal of each is proprietary. This means you will have to buy different hardware depending on your subscription to any of these companies. However, there are three components common to all radio services by satellite: satellites, terrestrial repeaters and radio receivers. Different radio stations broadcast satellite radio signal in different ways. For example, XM satellite radio uses geostationary satellites which have orbits that are synchronized with the movement of the Earth. These satellites are located above the equator. To allow subscribers to receive a clear signal despite obstacles such as buildings, hills or bridges, for XM Satellite Radio has installed a network of repeater antennas that receive radio signals of the satellites and retransmit it to subscriber receiver Sirius, on the other hand, uses satellites that have elliptical orbits around the Earth. These kinds of orbits allow satellites to get higher in the sky than geostationary satellites, which prevents the loss of signal. That's why Sirius has fewer terrestrial repeaters for XM.
Satellite radio services have digital broadcast centers where a large amount of music in digital format, as well as CD format is recorded. Radio programmers have the task of choosing the song to be played at that time. There are also plenty of studios managed by digital radio companies where artists perform. All songs and material are transmitted to satellites in digital format so that the signal contains very high quality sound. The signal is encoded by the satellite and retransmission to the repeaters antennas, which transmit to the radio receiver that decodes and plays the sound. The whole process is very fast and reliable. Satellite radio would not be possible without digital compression. The digital compression is a technique that uses sophisticated compression algorithms as much material as possible on the available bandwidth. Once you make a subscription to a provider of satellite radio, you will need the appropriate radio equipment. The radios can not decode the signal received from satellites so you will need special equipment.
The popularity of satellite radio has exploded due to many technological advances that have allowed manufacturers to offer the receivers at very attractive prices. The fact that satellite radio is commercial free for many of its channels is also an important selling point.
12.6.09
Roady Radio Delphi XM
Price: $ 119.95
Use: car or home
System: XM Satellite Radio
The characteristics of the Delphi XM Roady Radio are numerous:
- Plug and play: you can easily connect to your home kit or car audio systems, when you want it
- You can search for channel, presets or category
- Seven color displays
- The smallest radio available on the market with the smallest antenna
- Optional audio
- The possibility to save a total of 15 songs of information
When purchasing a complete kit, you'll find in the box the following: receiver, micro-antenna, the three facades, cigarette lighter adapter, cassette adapter, the universal mounting bracket and manual. It is said that the Delphi XM Roady is the direct competitor of Terk XM Commander, which is a bit cheaper if you buy the Commander without the FM Modulator. As for the receiver, well .. how can it be low? It is very small. As I said, it is the smallest receiver you can find on site to buy. The colors are quite bright, so that we could spoil our looks by watching red, green, blue, orange, midnight blue, purple and pink. If you are really a fashion maniac, you can combine the colors with the three facades of color for a dazzling look. A very nice option on the Delphi XM Radio is the TuneSelect, where you can save a total of 15 songs, with detailed information about them.
As for accessories, you can buy a home kit (base, antenna, power adapter, mini-stereo to RCA output cable), Power / FM Modulator (rebroadcasting on the following frequencies: 88.1, 88.3, 88.5, 88.7 , 107.1, 107.3, 107.5, 107.7, which is available on the market since December 2003), FM Modulator (which can be found at a price of $ 49.99) or the double mini stereo RCA Cable (with whom you can connect your Delphi XM Roady to your stereo CD, in case you do not have a CD player).
In conclusion, I can say that the XM Radio Receiver Delphi is a good gadget to buy, the reviews were generally positive. This does not mean you can not buy something that does not work as you would expect, but if you choose the right place to buy (where customer service is really an important thing to note), it would be very pleased with the acquisition. Overall, for its price, it is an extraordinary unit.
11.6.09
Advantages of satellite radio
Another great thing about satellite radio is the absence of static. You can be driving from the West Coast to the East Coast of the United States of America and have no static at all on the road. The satellite radio signal is digital, which means that you have a crystal clear sound wherever you are.
Tuners receive satellite radio, and radio programs, an influx of metadata that includes information on the song title, artist, radio and radio. This means that your radio receiver satellite to view further information about what you hear. For example, if you hear a song and you want to know the artist who sings, just look at the receiver's display.
All programs of satellite radio are not censored. This is why artists like Howard Stern chose to move their shows on satellite radio. You can also listen to your hip-hop songs without the interruption of boring "beep" sound.
Satellite radio programs also offer information on local traffic and weather conditions. The information is very special for those who live in big cities. If there is a big national calamity and other terrestrial radio does not work, you can always count on getting accurate information from satellite radio program. You can also listen to satellite radio online on your computer.
If you are not yet convinced why you should pay money for something you can get free, think about how long you've lost listening to advertisements and all sorts of other things boring terrestrial radio programs. Traditional radio is not free, despite popular belief. It is irritating and time because you're listening to five or more minutes of advertising in order to finally hear a song you want. Satellite radio subscriptions are very cheap, for about $ 13 per month, you get exactly the programs you want, you can listen wherever you are, the better sound quality.
Satellite radio is good for you especially if you travel a lot. If you travel across the United States of America, for example, you can listen to or channels you want during the trip, without losing the signal or get static. If you have a traditional radio, you'll need to change the channels of hundreds of miles, but if you use satellite radio, you do not have to do because the geographical availability of programs is not a problem . Subscribers to satellite radio will soon be able to watch videos and programs. Both services Sirius and XM announced their intention to introduce in the near future, a series of video satellite channels that have some of the main benefits that are currently available to satellite radio: commercial free programs, great sound quality and high availability geographically.
10.6.09
Guide acquisition of credit cards in the United Kingdom
What you should know before making credit cards United Kingdom
Indeed, "plastic" has tremendously redefined the way people spend their money. In the United States alone, more and more Americans use credit cards because of the financial facility it provides. When it comes to the UK, studies show that the Britons owe hundreds of millions of dollars in debts owed by credit card. Be flexible and accessible method of acquiring credit, United Kingdom, various credit cards offered by major lenders to provide ultimate convenience for consumers.
United Kingdom an application for a credit card can be both easy and difficult at the same time. Well, it can be surprisingly easy compared to spending the money itself. Get a credit card in the United Kingdom is just as easy as splurging money on your shopping. But more difficult when you have a credit card of the United Kingdom or any other credit card for this issue is when the monthly bill arrives. Before arriving in the UK credit card, be sure to visit some guide and a glossary, you will have all the information you need. The search for important advice before choosing your credit card the United Kingdom will help you become educated in your purchasing decision. Being informed before filling out an application for credit card of the United Kingdom will also help you reduce the risk of getting stuck in a debt trap of credit card.
Reading some tips will also help you decide for yourself which in the list of credit cards in the United Kingdom would be best for your needs. You can choose the United Kingdom, the credit card by comparing their features, interest rates and benefits. Among UK credit cards available, you have to find credit card 0%, has the best rates and APR for balance transfers or purchases. Most importantly, never forget to look for the UK credit card with lowest rates by reading the descriptions carefully before you apply for a credit card online.
Credit Cards UK
For over half a million pounds are spent on the UK credit cards every minute, or tens of billions spent each year, it is very important to choose the best credit card for you. Here are some of the best UK credit cards available. With their own set of good deals to offer is to you, that among these credit cards in the United Kingdom is best for you. First among the list is Marbles. It offers up to 52 days interest free credit, 0% for balance transfers the 1st 6 months and 14.9% APR. If you're the kind of person who wants almost any measure, the United Kingdom this credit card allows you to choose what your card will look like. It also allows you to manage your account online. The credit card of the United Kingdom is one of the most safe and secure systems around the credit card.
If you are looking for a credit card of the United Kingdom that offers 0% APR on balance transfers, 15.9% on card purchases APR, no annual fees, and free 24-hours of assistance, you may want to try Virgin Card. The credit card of the United Kingdom may be your only passage to an exclusive online membership online stuffed with great money off promotions.
Another is the Egg Card that automatically gives you free purchase in transit protection elements. You can pay for all or part of your ticket using the credit card of the United Kingdom, plus the benefit of free personal travel accident.
Beyond that, customers also get a 10% discount on home and travel insurance policies when using this credit card in the United Kingdom. The GM platinum card, on the other hand, offers 14.9% APR, 0% pa on balance transfers and purchases for 5 months, and online account management. The best thing about this credit card in the United Kingdom is that the holder will receive a discount of 100 points the first time you use it. This reward system makes the credit card of the United Kingdom more fun compared to others.
After weighing all the pros and cons, advantages and disadvantages, may now choose the best credit card of the United Kingdom for you.
9.6.09
What is the speed of processing your credit card?
Well, for starters, let's look at the stage of processing credit card of your application and why you should be the age that other card.
The first thing that looks like your bank to step in processing credit cards is that you have in other credit card companies. Normally, this part of stage of processing credit card is that when people get off at banks and dirt of their files and other records. This would also include how long was the stage of processing credit card when you applied for your other cards. This usually means that the bank wishes to know how is your reality. This is the part where they will be classified in subgroups. This usually means that either you are a payer or have time to run after a statement to you.
If this occurs in the stage of processing credit card, the bank would usually require you to give them another address where they send you the bill, by the way that they just want to be sure that you will pay! And if you have passed this stage of processing credit card with minor injuries to your ego, the next step will be whether you have outstanding balances of credit cards or other treatment with other banks. It just means they are trying to find out how cards are able to and to be able to pay for them once you've passed the stage of processing credit card. They usually do this to counter check if you have the ability to pay for a certain number of credit cards for not jamming someone who cannot. And when you have passed this stage, again with minimal damage to your ego, the next step in the stage of processing credit card to verify your identity as an American citizen.
Because of the U.S. Patriotic Act, each trying to get anything in the United States are required to have their identities verified because they do not want anything inside U.S. soil especially terrorists are past credit card. And the last part of the past, obtaining credit card is to have everything they need to check in order and to meet the standards of their company, in summary, to obtain a credit card and to get through credit card processing, you must have other credit cards that are active. Two, you must be a good payer and three you do not have a name that sounds like you are from Afghanistan, that is. Anyway, you could have problems when it comes to your credit card processing, most of the time, it's worth the wait. Credit cards is great financial tool is used correctly and properly. It will enable the credit card to manage its finances. Having a credit card also ensure not only your money and your life, because it is very convenient compared to cash or checks every time you buy or pay for something.
8.6.09
Credit card anyone?
When it comes to finances, technology through efficient banking system and services has given people better alternatives and options on how to manage their finances. Among the many financial management systems that has emerged, one alternative stands out from the rest of the credit card.
Credit card, especially for workers and those who live very busy lives, has become an ultimate financial "savior." More than being a status symbol or an add-on to expensive purses and wallets for credit cards, has revolutionized the way people spend their money.
But more than the glamorous and the convenience of credit card deals, there is much more to this card than most people could never imagine.
Credit Card 101
Before you take things in the endless list of advantages and disadvantages of having a credit card, it is very important for people to begin with a brief realization of what is really the credit card to enable them d optimize its potential.
In other words, the credit card is a card that allows a person to make purchases until the limit set by the card issuer. It must then repay the balance in installments with interest payments. Usually the credit card payment per month ranges from the minimum amount set by the bank to the whole balance. And since it is a form of activity, the more credit card expect to pay any amount, the interest accumulate.
Since having a credit card is a responsibility that those who are of legal age and have the ability to pay the amount they spend through their credit card, is allowed to have one. In fact, most adults in the U.S. use credit card because it is very convenient compared to cash or checks whenever they have something to buy.
It is equally important to become familiar with different types of credit cards before you start building credit card balances and avoid having a nightmare of debt. Since credit cards are indispensable to most consumers, it is necessary that they understand the types of cards which include credit cards, bank cards, retail cards, gold cards and secured cards. All these types are in one of two options for fixed interest rate-variable. In fact, it does not really matter if you decide to have a fixed rate credit card because the interest rate stays the same. Compared to variable rate cards where the rate in May subject to change depends on the credit card issuer of discretion, fixed-rate interest rates higher. Basically, credit card number that provide three types of accounts with account agreements as the basis of "revolving agreement" aka Typical credit card account that allows the taxpayer to pay in full monthly or prefer to have partial payments based on the balance. Whereas the prosecution agreement requires the payer to pay the full balance each month so you do not have to pay interest costs, the agreement of payment, on the other hand, demand the payer to sign a contract to repay a fixed amount of credit in equal payments in period. Another category of credit card accounts includes the individual and joint accounts where the former asks the individual alone to repay the debt while the latter requires the partners responsible to pay. The types of credit cards available through banks and other financial institutions include credit cards as the standard balance transfer credit low interest cards and credit cards, credit cards with reward programs like Airline Miles Credit Cards, Cash Back Credit cards and credit card reward Bad credit secured credit cards such as prepaid credit cards and debit cards and credit cards as a specialized credit card companies and student credit cards.
Now that you have an idea of how many types of credit card there is, it is now time to review your goals before applying for one. Some things you should consider is how you spend with your credit card per month, if you plan to carry a balance at the end of the month, how much are you willing to pay annual fees, if you have a solid credit history and your credit in need of rehabilitation. Once you have an idea of what you are looking to choose the right credit card for you by researching the information you need to fit your basic needs. You May also review the credit cards you research and compare.
Buying a credit card?
Whatever type of credit card you choose, be sure to discuss your specific financial needs with your financial advisor or your accountant before applying for any credit card. It is imperative that you understand the benefits of having a credit card as security, consumer protection under the law, and accessibility and availability of services. The most popular credit cards include Chase Manhattan Bank, Citibank, Bank of America, BankOne, American Express, Discover Card ®, the first Premier Bank, Advanta, HSBC Bank and MasterCard credit cards.
Although a credit card is synonymous with invincibility, this May trigger a thirst for material things and May lead to the temptation to buy something they do not really need. A holder of a credit card should always be at min that having a credit card is a great responsibility. If they do not use it with care, these May need more than they can repay. It can also damage their credit report, and create credit problems that are very difficult to repair.
7.6.09
Value of a business credit card
What is a credit card?
Basically, business credit card business in consumption. Compared to the regular credit card, a credit card has a high limit plus low interest rates. Depending on how to choose a business credit card May also bring many benefits automatically.
As it is oriented towards businessmen or those who are in the process of building a business, a business credit card can take advantage of these small businesses. A business credit card allows the grass enterprises by extending payments while improving cash flow. In addition to the image of a reliable credit card company credit card boasts of having detailed reports and giving quality customer service, its major brands.
In addition to having limits and low interest rates, a credit card provides many alternatives and numerous credit options for small businesses. A business credit card is also aimed at large enterprises that are designed to help people who are starting their own business to grow while closely monitoring the baseline of credit.
Simplifying Credit Card
It really pays to go to the bank when you apply for a credit card for a chance to meet all immediate demands. But since the credit card is for business people who are always on the road, many credit card issuers offers online applications for business credit cards. When applied to a credit card, there is no need to go to the bank. It is not necessary to wait in the queue just to talk to a representative of the bank. When you apply for credit card companies online, all you have to do is select the credit card option that perfectly suit your small business or a credit from the comfort of your home or your office. In addition to providing safe, secure and simple processes that are designed to help you take care of your starting business, most credit cards online offer accessible features for the convenience of the business card holder credit, such as online payment and reporting. Customized company logos and access to instant cash are also available online. Other credit card online offers detailed reporting features for easy monitoring and access.
Most applications for credit card offer free of charge for the first year and no pre-set spending limit or finance charges. Other offers credit card viable membership rewards program that allows members to earn points toward travel, merchandise and other rewards for his company. Some of these business credit cards offer small businesses a line of credit of $ 100,000 to an APR as low as prime + 1.99% for both cash and check purchases 100% of the line is available money and no security is required. The company holds the credit card or the customer can benefit from cost controls, and an access card account. Every day, savings or exclusive savings, express approval, no annual fee, up to 5 per cent discount on all qualified purchases, and introductory 0% Annual Percentage Rate (APR) on purchases during the first half of the map are some of the offerings of most credit cards.
Although most credit card companies to offer great value deals, it is very important to research first what your company needs. Whether your business credit card is intended to invest in inventory or just for payroll, it is important to seek a flexible credit card that can handle almost anything. Whether you choose to go directly to the bank or apply for a credit card online, a number of leading credit card provider is there to help you find the right credit card as a simple product and convenient as possible.
6.6.09
Maximize the potential of a credit card with low APR
Basically, APR is the cost of credit as an annual interest rate. APR stands for "annual percentage rate of charge can be used to compare the different offers of credit and lending. The APR on credit cards is usually calculated monthly based on the current amount of the card. The monthly interest is calculated as if the balance of the card remains the same in a year, interest on the amount of more than a year (APR) is developed and divided by 12 to give the monthly interest. It is imperative that all lenders tell the client what their APR is before signing any agreement.
Although the terms and conditions vary from one lender to another in May, it is preferable for low usage APR credit card because the lower the APR, the better the deal for them to spend more money in shopping around.
Why choose a low APR credit card?
Low APR credit card is a good choice for those who are in a tighter financial budgeting. As the most important attribute of a credit card, APR determines the significant balance over a longer period of time.
In a low APR credit card, the amount of interest we must pay on their credit card depends on balance, because the TAP TAP is lower, the better it is for him because that means they have to pay less interest. APR in a low APR credit card can be "fixed" or "variable".
If you plan to have a low APR credit card, there are many cards that offer low that RPA can be found online. These credit cards with low APR are selected through a system of factoring who organized these cards by computing a number of their attributes to place the best deals on the top.
Some of these issues to ask when looking for a credit card with low APR includes the charges, if they vary or a fixed rate, and if these costs are variable, because it might affect the repayments and if rates are fixed or will it remain the same. Search for a credit card with low APR May also include questions on the possibility of any charges which are not included in the APR, such as payment protection optional insurance or an annual fee. If necessary, make sure you understand what they are and when you have to pay. Finally, the search for a credit card with low APR should include questions on the credit terms and how these conditions are right for you.
If you are now seeking a credit card with a low in April in May you start looking for a system that could help you save hundreds of interest with a credit card with low interest rates and low cost of treatment.
Most credit cards with low APR offers 0% APR for the first few months on purchases, cash advances and balance transfers. Through them, regardless APR credit card can warn rebates towards any item purchased. They also offer $ 0 liability on unauthorized purchases, and no annual fees.
Some low-April credit card that has a very good intro rate for purchases is recommended for those who want to make one. They also offer good deals if one of the high balances on other cards and the need to shift the balance.
Indeed, having a credit card can be useful and practical and can help build a solid credit history that will help you for future activities as the purchase of the house, pay for higher education and even find a job. But before requesting a map, consider the advantages and disadvantages especially with the current financial situation you are in.
5.6.09
Deal with credit card offers
Sometimes whatever you're trying hard not to succumb to the temptation of credit card offers, material cravings can sometimes be more powerful than the will of the spirit. No matter how hard you try to resist the convenience and leisure offer credit cards, you can not help but engage. And when the credit card issuer offers you a card, can t wait to be approved and used to pay for items and services you want.
To avoid going beyond your credit limit, now you must know when to resist and indulge in the convenience of credit card offers. Recognizing the service provider or the store merchant collects from what you owe your credit card issuer, you should not let what you do not think you can not pay. Now, you should learn to pay what you owe each month, as long as you pay a minimum amount each time because that is what you get from that proposed by the credit card interest on the balance you need at the end of each period if it does not pay the full balance each time your bill arrives.
If you have trouble saying "no" to the credit card offer, the most effective way to prevent yourself in engaging another compromise is a little truth serum how to obtain credit card issuers of the transaction you engage with them. Although credit card offers the countryside near ultimate sacrifice comfort, consider this: the people of the credit card that offer important benefits to the population, they issued the card. Basically, reciprocal to what the credit card offers, is the high interest rate. The convenience of credit card offers sometimes no longer supports the interest on credit cards alone but also the bulk of profit of the bank for each credit card issued.
There are also companies that charge an annual fee under the credit card offers. But most of these companies sometimes charge late fees, over limit fees and other miscellaneous fees that credit card often made in the service. Now, knowing how much you really "contribute" to the company profit every time you pay what the merchant charges or every time you paid the fee for the service providers you still be blinded to this proposed by the credit card?
What can you do?
Wanting to breakaway from the habitual indulgence to credit card offers? Here are some tips that can help you deviate from the constant misleading promises and overwhelming credit card offer. Before giving that some offers of credit card, think first about the purpose of completing an application for credit card and why do you need and how do you ensure that you can meet the conditions for another card. If you really need to apply for a credit card, then you must look at the most appropriate for the type that will best suit your specific situation. Sometimes it is not enough to go around the market for credit cards based on what they offer. Most often, it pays to understand the terms of the proposed credit card before you make the map. You also need time to review the disclosures of terms and fees may appear on the credit card offers you receive.
If you are a person who really can not say no to many offers of credit card, you must learn to pay bills on time if the interest and fees are as low as possible. It also pays to read monthly statements while keeping copies of sales receipts so that you compare the charges.
Indeed, having a credit card is now embedded in the psyche of the consumer. It is therefore imperative that people understand clearly the responsibilities of being a holder of a credit card and do not project their assumptions on what offers the credit card.
4.6.09
Request credit card for beginners
Credit cards and credit card application
Applications for credit cards were over the need for cold cash and many people are trading in their hard earned dollars for a green coup to have the charge-it-card. But with your credit card is the responsibility that we are mostly unaware. So when you want to fall in line to start with your credit card or account before starting to complete the necessary fields and get up and running with your credit card application know all the precautions and countermeasures against for you to be protected by federal law. Request a credit card, as we all know, takes a long time with regard to verifying the identity of the person on the roof of the credit card. Because of the U.S. Patriotic Act that requires further verification of any claims for anything on the United States, which includes an application for credit card, get anything in the United States has become a chore . But since the importance of having a credit card is the top priority in the United States, many are still prepared to go to the huge amount of trouble that goes with it.
The importance of having a credit card is very imminent, take for example the average American. An average American middle-class support has about eight to ten credit cards and uses all cases to an average once a day. With these, it is not surprising that there is about one hundred thousand applications for credit cards are processed in one day. And if the rate of credit card is still expected to grow in the next quarter. The need for credit cards and debit cards is real and the market should be open more applications for credit card which is currently expected to flood their way. There will be a great need for more people to take up the responsibility to educate others on how and when to use their credit cards, it's difficult because we have earned green cast when on sale online porno and junk like that one benefit few people. So whenever you're ready to take a pen and paper and prepare to complete this application form credit card and take a step in the perception of the expressway that you buy.
Most of the time, although your credit card is sent to what you have been pre-approved, you will be asked to complete an application for credit card or the "acceptance form". The underlying reason is the need of the bank or company to check the identification of the person they sent the card. Like most companies offer application for credit card online, you online in May to complete the form so that the treatment will be easier and convenient.
When you complete your application for credit card, there are some important details that should be considered outside your name and contact information, such as the question does it accept any offers or not, the possibility of hidden fees that may be quite expensive and so on.
3.6.09
Following a Chase credit card?
One of the most popular brands of credit cards on the market today is the Chase credit card. Like any other credit card, credit card Chase is a brand of credit card like Visa or MasterCard is accepted worldwide. Furthermore Chase credit card, the company also offers travel cards, Auto & Gas cards and student cards. In fact, there are a number of ways in which Chase credit card can be beneficial and useful. Probably the best is the Chase credit card is the convenience it offers to individuals and groups of workers. A Chase credit card is also perfect for customers who are comfortable online. In addition to making it easier for customers to keep their credit card account online Chase allows you to check your balance and pay bills through a secure website.
After a credit card is very convenient for customers because it allows the holder of the credit card, purchase products easily and quickly if you buy directly from your phone or even online. Since Chase Credit cards are international cards, it is beneficial for people who travel a lot, because you can use anywhere in the world where they see the logo of Chase credit card.
More and more people are choosing a Chase credit card because it offers many credit card alternative. Why credit cards Chase offers a wide range of treatment options, many people appreciate it compared to other brands. One of the most attractive offer Chase credit cards has is that it is available in many places. Chade credit cards also offer many special offers and promotions, such as lower introductory APRS and waived fees that allow the holder to save more money.
There are many types of ALOS Chase credit cards that offer reward programs for every purchase the holder. For example, one type of Chase credit card lets you earn travel miles for every dollar spent with your Chase credit card. Another type of Chase credit card also allows you to earn points for each dollar spent. These points you can then buy from a catalog of Chase credit card and have delivered the item of your choice right next door to you! These reward options you get from using a credit card is important because Chase will give your gifts and tangible rewards, free trips and wonderful merchandise without spending a single penny. A credit card Chase is part of many people because his company makes sure they give good customer service to its customers. In addition to receiving all the good shots of the card offers, with a Chase credit card can also give customers instant access to the holder support around 24 / 7. This will allow the customer to contact someone if his or her Chase credit card was stolen. In addition to this course of the day of Chase credit card also protects its customers from identity thieves.
When you apply for Chase credit card, some of the benefits 0% intro APR on all purchases and balance transfers to be made for up to six months. Chase credit card with no annual fee so that it fits your budget, and a Chase credit card have interest-free grace period, you pay the bill in full each month. Having a Chase credit card also allows the holder to make money on the purchases of cash awards and rewards. Moreover, hunting does not have a credit card fee for balance transfer balances transferred during the introductory period, and you have the privilege to register online on a secure server.
Although it offers many advantages, do not forget that the pursuit of a credit card is always a credit card. And like all other credit cards, there are also a number of ways including the use of the credit card chase May be less positive.
2.6.09
Are you need to know to apply for a credit card
Since finances, especially money-is one of the main concerns of many people, a wide range of financial services management services and financial born. One of the most visible of the infinite range of financial services, there is the credit card.
While many people attest to the financial assistance of comfort you receive when you choose a credit card, this does not mean that all the comforts of financing is for you or for the whole of this case.
If a man for a credit card, there is always a reason. He is responsible for managing their finances, we need more money or to prepare for a major expense. But no matter what the reason is the man for a credit card, because that provides the ultimate comfort. From now on, you have your share of "pre-approved" in your credit card offers virtual and physical mail. Because people are very sensitive, if a credit card, credit card issuers to attract these people, low introductory APR, no annual fee offers many advantages. The trend of these alternatives and as many "value", the person's attention, domination is a credit card.
There are undoubtedly endless lists of pros and cons, if you choose a credit card, but if you really want to, have decided to apply a credit card, these are just some of the choices you have on your credit card trip.
In fact, there are three simple steps that you need, if you have decided, for a credit card. Erstens, surfen und einige Forschungen über Kreditkarten. In this way, you can use different types of credit card. Second, you can use many credit cards that best fits your needs and, finally, you can now for the credit card of your choice using a credit card application by visiting a bank or online.
To search for the right credit card quickly and easily, before you for a credit card, make sure you are familiar with the concepts of credit card. If you choose a credit card you should know what a "credit card" really is. , A form of the loan, to taxes, credit cards have generally underlying credit conditions at your expense. So it is best to compare terms and fees before you for a credit card and to vote to open an account. Some of the key concepts for understanding and also the annual percentage rate or the annual percentage rate.
If you choose a credit card, you should know that the annual percentage rate of your account. As for the cost of credit expressed as annual rate, the annual percentage rate to indicate, before you for a credit card, so you have no obligation for the account and on your transcripts account later. In addition to the annual percentage rate, the regular expression must be disclosed by the cardholder before any for a credit card, they would have a sense of balance and Finance for each period of settlement. Other terms to know before you for a credit card are free period or "grace period", the annual fee, taxes and other levies, other costs and function, the method and the balance of financial responsibility, as average daily balance, balance sheet, have old balance, and two of the credit cycle. If you do not know that the nature of the individual patient enough to research in all these terms, make sure that before you for a credit card, the issuer of a statement, like the balance and must on your monthly billing statements.
30.5.09
What is the boom about yourself? Smartphones
What is it? Aha! Yes, you not only by them, you've probably seen as good. Take advantage of Internet access, e-mail, address book, and much more, mobile phones have come a long way since its first inception. But be careful not to confuse them with sand toys devices.
Sandbox devices are tools that are already things like calendar, calculator and notepad. What differentiates Smartphones is that users can (to download and install) additional programs to smartphones and apparently in mini-computers for people who use these services. The - and the treatment capacity for content, trust in it - is what makes these phones "smart."
Some of the most popular BlackBerry, Palm, Nokia and Windows CE. But the enthusiasm is even off-brand name. Today, it is difficult to find a mobile phone, which does not have a "Smart" technology, because in high demand. Convenience, information on our direct access is phenomenal - as thousands of programmers have jumped on the opportunity, customers individual solutions for these small machines.
Accordingly, you will find tons of games, databases, systems of the GPA, time reporting programs, and also smaller encyclopedias on these things - not everyone is a single click - but presses on to a few inches of free space. Of course, a mini-keyboard for text messaging or fans for the poor colleagues who do not seem out of the office. In the latter case, not surprised if you have the Microsoft Office suite in a screen, does not exceed a Matchbook.
Is this a phase? It is extremely doubtful. The market for these devices ranges from the highly technical and professional to the Pre-Teen Celebrity. The product through all demographics and decreasing costs - it does not provide economic borders, as well as. The Wikipedia encyclopedia claims that "Out 1 billion mobile phones with photo light to be delivered in 2008, smartphones, the upper end of the market with full assistance by e-mail, will be approximately 10% of the market, or about 100 million units. "
But what is it that so attractive Smartphones? As already mentioned, smartphones give us the opportunity not only to our data for us, where we are going, it also gives us the ability to process that data anywhere - at any time. In the current state of "reality" on the basis of generation, we are always looking for the possibility of collecting and live a moment. And we want the time with others. The best Smart Phones give us the opportunity to participate, we improvised with entertaining results.
The attempt to do the same with a bulky desktop or laptop heavier. Already some of the smaller devices (digital cameras, digital cameras, etc.) are not we the same opportunities that Smartphones do. The ability of the device to a communication, the creation, collection, processing and simply compliment the need for the present generation, nothing more to do and then do it faster!
29.5.09
Protection of children on the Internet
The first step in protecting your children with the computer is to prevent their access to passwords. This is to keep the passwords out of the common with the other, and unintentionally, by the product of your system. If you remember, there is no reason for a period of five, seven or even twelve years needs the passwords to sensitive areas on the computer, unless you have permission! Because the children do not know the password for accessing the Internet no longer work. May it is cumbersome on the keyboard when they want online, but it is better to use the time that they are that they taste online without your consent and knowledge of their activities.
The second step to protect children on the Internet is to use the computer at the same time. Choice of the location near your child while he or she is in Peru, the Internet, you can take him safe and intelligent decisions. You approve sites and bookmarks between them. You can change the conversations of your children with their friends and give them a proper behavior while online. You can recommendations and for a time also of quality.
The third step is to provide access to areas completely inappropriate. You and your children, in May not always agree on what is appropriate, but as the guardian you have the control, and you are ultimately responsible for the their safety. Take the time to investigate the software to you, and you can restrict access to certain websites. If you have an online service like America Online (AOL), you can adjust the parental control is blocking the access to various chatrooms and websites. You can even block instant messaging and e-mail from someone who is not another user of AOL.
Other online tools work the same way as the AOL Parental Control settings work, but there is no collection of instruments, to replace the reinforcement of mom and dad. Let your children talk to strangers and never leave alone with the computer without supervision. The children simply do not have the experience that women and men and that they do not have the necessary skills to inappropriate conversations, emails or pictures online.
NOTE: Some of these tools include kid-specific web browser to visit the sites prior to approval. The others are browser plug-ins that do not allow online access to areas where issues prohibited.
Another step requires that the lessons for your child will never voluntarily disclose personal information. In no case shall the children of their name, address, telephone number, or school information for each person over the Internet, regardless of the situation. In the even this information is required for participation in a contest in some way make sure those decisions for the offer, and you who does.
Implementing all these measures will not be easy. However, you can help the resistance against measures of supervision, and why these precautions. Small children will use the time that came with the computer, but the older children and adolescents before May is resentment. To help create a folder for your concern, you can take your children to show something that shows the dangers that children who are not monitored. The newspaper is unfortunately, the examples, but with your help we can to reduce in the world.
28.5.09
Networking Home Computers
Connection of computers, or an Ethernet cable or a wireless connection can be a home network. The simplest and least expensive method uses an Ethernet connection, a set of network cards, a cable for each computer and a router. The network adapter is compatible with the old modems we in the past to connect to the Internet, but in a home network it is responsible for communication with any computer connected.
You want to first, select the computer, the connection to another and then install the network card in each. Then connect a cable for each computer to communicate with the server. This cable is to contact the server directly. Instead, they are at your router. For internet access for each computer, the router needed to connect with a modem from the host computer.
If the equipment is set up correctly (you need to read the manual of your device for details), you can use the network installation of Windows on each computer. On Windows, you can create a home network in the same way that you have an Internet connection. Only this time, you can use a LAN (Local Area Network) connection.
Windows, you need to set up a LAN after starting the computer and you're done, you can start to create a connection to one of your machines on the network. You can do Internet Explorer, click on the address and password to access the router (the address and password to access the router the router is in the manual).
Connected to the network, each computer to another file, you open programs on a remote computer, sound files and videos on another computer, and share an Internet account to surf the Internet, download files, discuss or with someone in another country. If only one printer is only available on a computer network all computers can be documents to him and print them. The children appreciate the ability to multi-player games and adults enjoy the ability, the senior a message to all at the same time or one group calendar.
As we describe a home network, which is an Internet connection, you can strongly recommend the installation of a protective firewall program to thwart Internet-virus, worms, spyware or other malicious code. Firewalls prevent - but do not repair them. Only anti-virus and anti-spyware may reverse damage. It should be a firewall on the computer, access the computer and install anti-virus and anti-spyware on each of the other computers on the network.
If you have files that are shared (bank account, credit card, etc), you can access one of several possibilities. You can put them in a new folder, then delete the "read" permissions for this folder. Or you can restrict who can (and who is not), access to files with a password from the Windows Control Panel.
27.5.09
Programs into a new computer Are enough stand on their own?
NotePad and WordPad. All Windows systems include the two editors, Notepad and WordPad. Notepad is a text editor WordPad is a text editor. The two files are in a position to open the text, but can access WordPad on Windows Write files (an earlier version of WordPad) and Rich Text files. WordPad can also save documents in text format, the richness of the text and MS Word documents. So with WordPad that the ability to read and create integrated rich text objects (sound, images and video) and the handling of fonts, we must ask ourselves whether or not other word processing programs that use the same thing, are urgently needed. Although WordPad game is definitely not intended for internal Microsoft Word spell-checker and grammar-Word or Internet connection capabilities, we believe that it is an excellent introduction to the word in the rule for beginners.
Address book. There are treasures of Advanced contacts database programs floating around the Internet and on the shelves of shops, but Windows provides a competent database of contacts on their own simply known as the "Address Book". This tool enables users to organize compact, contacts with name, place, group, or the number and the user ample space for all to describe. Compared with the Microsoft Access database program, which is user friendly Address Book is a godsend for new users of the computer.
Calculator. Windows Calculator is an enhancement, even from its first beginnings in Windows 1.0. For the life of us, we can not understand why no one other than a rocket science would like to install a different version of what the cost of a pre-installed. The Windows calculator has two interfaces: a simple, and a scientist. Then possibly a genius could fare well with the Windows calculator, after all!
Paint. Windows Paint program allows users to graph changes in existing or new, at no additional cost. It is interesting that we have at least ten different graphics, the most popular and widespread that they are free. Although it is not that a lot of editing tools, it provides the essentials and it can open / save graphics in. Bmp,. Gif, and.jpg format (the latter two are the most for Internet eye candy).
Media Player. RealPlayer and QuickTime are the first, you think, if one in terms of multimedia. However, Windows Media Player, so free and already installed, an excellent job in the transmission of Internet and the video. With this application you can easily hear. Wav,. MIDI files and even listen to the radio on the Internet something if you want.
System Tools. While there are too many to list, Windows offers more than a handful of tools for monitoring and controlling system resources, organizing files, repairing hard drives and much more. Nevertheless, and you can easily find similar tools for sale in the sales of computer and download libraries.
What's going on here?
The truth is that the pre-installed tools for the beginning of the user. At one end of the road, which requires use of a demand of more than powerful applications. May we need a word processing program that allows a document in an HTML page or a PDF document. May we need a calculator to solve geometric problems. May, or we need a multimedia, allowing us to use their own videos and view. These capabilities are not compatible with the new systems, but there is no reason that we do not use the tools we have at their maximum.
26.5.09
Personalizing your computer with Your computer with you - not against you
Your computer are the main configurations in the Windows Control Panel. In this small part of Windows, you can use some of the major changes to the way your computer as your computer meets the people who use them. But your specifications, not only for Windows, they also apply to many software programs that is installed on the computer (not to mention that many software programs, some on order, by its own configurations). We are not for everyone, but we have some of the most popular, so it was a sense of control over your system, these configurations give.
User. Before going into the settings, it is important to understand that each group of configurations is specially designed for users, for sitting at a computer. Changes to a system of a person by the amendments made by another. Activated by a user name and password, individual desktop settings (icons, wallpapers, and other parameters) are available when you click on Windows.
Display Properties. In display properties, a user can the background of the Windows desktop, add a screen saver, you change the colors and fonts in Windows, and make sure a computer for color and / or resolution (screen). Not only a number of settings, display properties help with blurred vision.
Accessibility Options. About blurred vision, another parameter, which is useful is the accessibility options. This setting allows people with disabilities, the use of a computer, to see and hear the problems.
Keyboard and mouse optional. The keyboard and mouse controls, users have the possibility of acceleration or deceleration movements of the two devices. For the United States from abroad, the use of estimates, such as the use of subsidies Windows keyboard, the native language. More applications, individual choice, the cursor and the ability to be additional.
Passwords. Because the computer being used can be shared with others, the password of the administrator the possibility of the Almighty, to determine if all users, the same preferences and desktop settings, or if the user can change preferences and desktop settings.
Regional Settings. Very personal regional settings - such as the configuration changes to a user on the ground and language. Options can be an individual preference for the representation of numbers, money, time and date format.
Sounds Properties. Fans can multimedia PC environment rich in clay filled with this setting. Sons on many events and they do not need to have the default sounds for Windows. Users can sound from the Internet or create your own sounds with a microphone.
Select Properties. In addition, how a user of an Internet connection can be adjusted. For the selection of properties, the user can define, as a telephone and modem connection to an ISP.
Only these basic configuration options, you can create your own experience with a computer whenever you are sitting in front of one. PC Personalization is what the computer really unique and pleasant, as much fun and a situation at home or factory, where you work every day. If you think it's a little nervous at first, remember that on your computer, the original configuration can be stored to a backup file, you should always want to restore the same state as when you use for the first time purchased.
25.5.09
Computer Help Where and how to
1. Remember to get the help files. It's funny, but people seem to forget that each and every computer program on a computer is installed with its own Help file. Also the operating system a computer is a help file and it is really the first place to search for answers. The help files are not just about the use of a computer, but also to solve problems. In a help file, look for a section, "Troubleshooting" (or something similar) if you need to solve a problem. This area is for the solution of certain problems of software or hardware that you want to use.
2. Product web site. If you have a problem with the software or hardware, try the website of the hardware or software manufacturer. Most (if not all) of the manufacturer with a part of cyberspace and of the support which they are built. Microsoft's help desk is good example.
3. Fan Sites. Fan-site is probably not a good name for this resource, but you can use pages that deal with user support a software or a piece of hardware. We have the "fan sites" because the person responsible for this site is not associated with the manufacturers they support! Call it what you want, but their free help is immeasurable and without it, we had some of the beautiful and unique solutions to solve technical problems that we have today.
4. Usenet newsgroups. Another under-resource on the Internet, Usenet newsgroups have hundreds of newsgroups for some of the most popular IT systems, operating systems, hardware, software and programs. Sometimes the representatives of these companies to participate, but most of the time, support for this group is the user in the user, what is so valuable because you
Working with a team of experienced people.
5. Support Lines. Another source of support that we should not forget to support the systems from various manufacturers. You can use these systems in the phone number with the product that you are having problems with. May calls free (1-800 or 1-877 number), or a small cost in May costs (1-900).
6. PC of support or user groups are another option for help. These are groups that are in libraries, magazines, or other areas, and they discuss all issues to a product. Even if you are not connected to a computer or software problem, user is fun, and they can help you in other networks such as employment and ways of teaching.
7. Surprisingly May you get a hand on your seller of the local computer store. We do not recommend your first sentence, if you have a problem, but we do not normally recommend this option in any case. Computer seller may be a reason - and that is their knowledge. Often, the people of this kind may help to solve a problem and not by phone to buy, you are an expensive solution.
As you can see, it is easy to find - you just get to know where to look. Most of these funds are very friendly and ready to take your time, by a problem with little effort. From online forums to see the files on your computer, often with just one mouse click.
24.5.09
Quickly and at little software An Introduction to Shareware
We talk about Shareware - Software, you can before you buy.
Shareware has a long history and was very popular in the days when the BBS (Bulletin Board Systems) was in line with the industry. It is not past, but competition with commercial software is difficult - so violent that it tends to fall on the back burner computer for new users. This is unfortunate because Shareware also has many advantages over commercial software.
One of these advantages is its cost. On the whole, shareware is generally cheaper than commercial software. But quite the cost. With Shareware, cheap is not synonymous with poor quality and there are many examples that prove Shareware often exceeds the quality of commercial software and over again. Like many, we talk about savings? To be as word processing, spreadsheet, database program or system on any program of $ 15 to less than one hundred. This is almost unknown in stores like Best Buy, Circuit City, or the eggs of head or shareware programs offered in this price range also rivals of Microsoft Office Suite.
Another advantage is that the commercial software Shareware on compatibility. We are not saying that shareware is compatible with all operating systems. What we are saying is that since we can try Shareware, before paying, we can determine if the software is fully compatible with our systems first. In other words, we can, if the software, the way we want and that someone should try to do the same with commercial software, they are a big disappointment.
Commercial software policies do not even have a performance, much less "ready" to try to.
The last advantage that shareware has more commercial software (but certainly not last) is its applicability. Quite simply, Shareware is the best bet, if you do not want the latest version of a program. Of course, the computer stores do their best for their stocks, but if you download a program Shareware 5.6042, unlike buying a commercial version 3.0 of the local computer store, there is nothing comparable.
The next point of our making. Only when we Shareware? Shareware is available on the Internet and it's really hard to not bump inside. The most popular shareware to download thousands of libraries, but companies (and independent programmers behind Shareware) are increasingly Shareware with their own websites. A simple Google or Yahoo search for a certain type of product all the program's results show that on articles that you can try before you buy.
Note however that because the software not Shareware, you can not on a program, like you, if you purchased the software box. Shareware can not be limited - meaning that some functions are not available, the program to be paid. These restrictions are often small and not the modes of the full version of the operations. They are really a means of prompt payment. Remember that Shareware is not free. You should not try, as Shareware commercial software without paying.
About the only thing similar between Shareware is commercial software and the manner in which they are purchased. With a credit card, you can be sure, the new owner of its own software in minutes.
23.5.09
Knowing what to do with the technical support-Basic GUI Terminology
The following text describes the correct names for the components of the software, so if you have a problem, can you describe is indeed a problem, you meet a technician and easily resolved.
User interface - that is the visual design of a program. It contains May squares, boxes, words, icons and buttons. If you have a forgetfulness, for example, you can see the black rectangles in the user interface of the software.
Title bar - this is the highest part of a program to its own behalf or May, then describe the content displayed in another part of the user interface. If a program is not coded, May you find a description of times in this part of his.
Menu bar - this part of the program shows the elements of the menus and menu options. Among the similarities between the parties on a menu bar allows access to the files of purchase orders, open, save the commands and print orders. An example of an error in this part of the would be if an option was not available or gray (lighter color).
Toolbar - a part of this program, the small icons at the top of the tools. With one click on an icon opens a tool or a command that also exist on the menu bar. The problems in this part of the interface are rare, but if you are, by clicking on the icon again and again without any result, you can describe the problem by focusing on the toolbar.
At a minimum, the restoration and the issuance of the buttons - these three keys are located on the upper right part of more than one program and for all you can to minimize a program on the screen, restoring its original size, or connect the program.
Scrollbars - this enables users to transfer data and on the screen of the computer.
The status bar - this part of the program is at the end of most of its surface, and displays them as a rule small messages, which show that the progress of an order or a task. If correct, an incorrect information in this area.
Context - as the menu bar, a menu appears when you click the right mouse button on something. It shows the commands and everything to a file or a Help menu.
Box Shot - brightened the colors are usually small rectangles, which you enter data into a simple interface, such as a website or a browser window. If you find that you do not enter in such a, you can actually the problem with a technician of the caller that rather than a "white" or "should, in the text.
Button - buttons to execute a command after a user clicks with the mouse. Problems occur when the text of a button is grayed out, or if they do not fall, when the screen is clicked.
Select the field - a field is a small box that a user can choose among many more. If you click it, a small "x" you can in a box. Similar to the box to an option button, a user can select only one among many. Problems with radio buttons and check boxes appear when a user has a choice, but the reaction, as if the user has a lot of choices (or not). When describing a problem with a technician that you specify whether the problem with a checkbox or a radio. Computer Beginners wrongly the names of the two controls.
22.5.09
What comes out of Accessorizing computer
As a computer consultant, it is our duty and mission to ensure that our customers 100% satisfied, if the feet of our offices. But our task is too difficult if people do not have time to learn about computer accessories and familiarize themselves with the limits of the store bought a computer. It is hoped that the time you stop reading this article you will understand the lesson that we try to offer our customers: "What comes out of the box is really just a starter kit."
The type of computer package with a processor unit, keyboard, mouse and speakers Set. This is good for some, but most people there are more particularly in the current context "Connected" of society. Users today, full of multimedia features, a wide range of graphical tools, and housing for various portable we enjoy. These tools are not ", was out of the box, and the only way for accessories.
To illustrate the importance of accessorizing, we like the use of "simple dough" similar. Let's say a brand new computer is a lot of pulp - with seasoned cooked in something useful. If we want to use this dough on a batch of delicious chocolate chip cookies, we need to "accessories" of the dough and chocolate chips a little brown sugar. If we want to use this dough into a loaf of warm sesame bread, on the other, we must build on "Accessories" from the yeast paste and sesame.
Like "plain dough", the new computer is not very useful for you. It should be accessorizing.
Depending on what is needed, accessorizing does not need to be expensive. In fact, you can pay a small fee for software and hardware if these accessories are available for children. It is when these accessories are in working conditions or, if necessary, to ensure quality works for another reason, that expensive. And this cost is the same for the microphones, digital cameras, PDA, scanner, video cameras and more.
Whatever it costs, it is important to understand that the materials "needs" and that the best time is when you buy a new computer. Waiting too long for accessories may lead to more problems than necessary because while you wait, the producers of new technologies - technologies that your computer will not be able for the future. When you're ready, click Accessories, new products on the market are also advanced for your computer, and it will not work. This problem is specific to those materials, for Windows Vista on a Windows XP or Windows 2000 computers.